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How Entrepreneurs Can Find the Right Problem to Solve: Identifying a customer's pain points is the first step for entrepreneurs in developing a new product. Patricia
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Can You Guess The Decade From A Single Photo?
How well do you know the decades of the twentieth century? Chances are that if you were born sometime during the 1950s you'll have the best shot at recognizing



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Yahoo BusinessFeb 24, 2020
Oil Slides While Gold Heads to $1,700 as Virus Rocks Commodities
(Bloomberg) -- Renewed fears that the coronavirus will harm global growth rocked commodity markets again on Monday, with oil and metals prices tumbling while gold soared toward $1,700 an ounce amid a global flight to haven assets.As the deadly virus spreads more widely outside China, raising the threat of a global pandemic, finance chiefs and central bankers from the world's largest economies said they see downside risks to the world economy persisting.That's spurring fresh alarm in commodity markets that had started to recover from lows hit earlier in the month when China's virtual shutdown threw supply chains into chaos. With the International Monetary Fund cutting its global growth forecast and warning that it's also looking at more "dire" scenarios, investors are concerned that risks to raw material demand are worsening."With the volatility we're seeing in the coronavirus event, that's creating angst in the market on the back of growth and demand expectations and we've seen oil prices weaken," said David Lennox, a resource analyst at Fat Prophets in Sydney. "The converse of that is the same event is carrying investors toward a safe haven play and that's gold."Oil led the losses in Asian trade on Monday morning, tumbling more than 3% in London and New York. Until Friday, Brent crude had been in the longest run of gains in more than a year thanks to Chinese fiscal stimulus and new threats to supplies from Africa and Latin America.Industrial commodities are also getting hit hard, with copper sliding m

Reuters Company NewsFeb 23, 2020
RPT-UPDATE 1-India set to dazzle Trump with pomp and circumstance as trade rows fester
U.S. President Donald Trump will be accorded the biggest public reception given to any foreign leader in years during his visit to India beginning on Monday, officials say, one that could help paper over the two countries' growing friction over trade.

Yahoo BusinessFeb 23, 2020
Stocks Slide as Virus Case Rise Heightens Concern: Markets Wrap
(Bloomberg) -- U.S. equity futures sank with Asian shares and gold surged after the number of coronavirus cases outside of China increased and concern grew that global economic growth could take a more sustained hit.Seoul and Sydney saw the brunt of losses, down more than 2%, with declines more muted in Hong Kong and Shanghai. Weakness in S&P 500 Index and Euro Stoxx 50 futures also reflected the caution from traders to news over the weekend that finance chiefs and central bankers from the world's largest economies see downside risks to the global economy persisting. The Australian dollar chalked up a fresh 11-year low and the offshore yuan extended its recent slide. Crude oil tumbled almost 3%. Japan is shut for a holiday.Investor sentiment is being knocked as South Korea saw a 20-fold increase in virus cases in five days and Italy canceled some public events after coronavirus infections rose to 140. Treasury yields last week reached fresh lows and the recent retreat in global equities continues to show the defensive stance being adopted as new virus cases outside China lift anxiety levels."While the coronavirus is probably slowing in China, it is speeding up elsewhere," said Charles Gillams, managing director at RJMG Asset Management Ltd. "Its impact on Chinese business is already deep. So, whether that has a one economic quarter impact -- of some severity -- or is a bigger issue remains unclear and indeed we won't know for while."Meantime, investors will also be scrutinizing new pledges of

The Motley FoolFeb 23, 2020
Where Will Disney Be in 5 Years?
The family entertainment leader had a strong year across most of its business segments, but let's see how it will hold up come 2025.

Yahoo BusinessFeb 23, 2020
Takeaways from 2020 Warren Buffett Shareholder Letter
(Bloomberg Opinion) -- Investors looking for an angle on the coronavirus crisis have naturally landed upon the online education sector in the hopes that tens of millions of quarantined school kids will turn such providers into profit-making machines on par with China's hottest internet companies.Almost every mainland province and city has pushed back the starting date of the spring term by weeks. Most students haven't seen the inside of a classroom since Lunar New Year in late January. Not wanting to be left behind, students, their schools and parents have turned to online alternatives, including options not offered by traditional education businesses.Giant Alibaba Group Holding Ltd., for example, added 100,000 servers to support its free DingTalk messenger, which is being used across the country to help pupils communicate with teachers and watch online classes. A similar tale is told at WeChat provider Tencent Holdings Ltd.Even San Fransciso-based Seesaw Learning Inc., developer of an early-childhood learning and communication app with less than 10% of revenue from China, saw a 31% jump in traffic from there and 21% from Hong Kong. Co-founder Adrian Graham admits it's hard to tell whether that spike is due to normal post-new year usage increases or the impact of quarantined kids at the mostly international schools in the Greater China region that use the product.As a result, this could be the biggest sustained, mass experiment in online education since the internet was founded in the 1980s. But for those who specialize in educatio

Yahoo BusinessFeb 23, 2020
Oil Price Fundamental Weekly Forecast - Industry Preparing for Demand Shock Due to Coronavirus
Even if the outbreak begins to recede, the damage is done, which means crude oil demand growth will take a near-term hit before bouncing back over the remainder of the year.

KiplingerJan 28, 2020
4 Ways Claiming Social Security Benefits Early Could Work for You
When financial professionals talk about "maximizing" your Social Security income, generally what they're really advising is that you wait as long as possible before claiming your benefits.

Often, that makes perfect sense. After all, if you start your retirement benefits at age 62 (the earliest you can file), your monthly amount will be up to 30% less than it would be if you waited until your full retirement age. And that reduction is permanent. On the flip side, for every year you wait to file after your full retirement age -- until you reach age 70 -- you'll get an extra 8% in delayed retirement credits.

Waiting can make a substantial difference in the check you receive every month. But that doesn't make it the best strategy for everyone. For many retirees, there are good reasons to claim those benefits as early as possible.

Here are a few examples of when claiming earlier rather than later can be the right choice for you:

Written by Jason Lambert, president, CEO and portfolio manager of Vancouver, Wash.-based Northwest Financial & Tax Solutions (www.nwfts.net). He co-hosts "The Retirement Trailhead" radio show, and he hosts the "Peaks and Valleys" podcast. He holds a degree in finance from Auburn University.

SEE ALSO: Time Claims to Maximize Social Security Benefits

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