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 As expected, the Apple Upgrade program launched today, allowing customers in the U.S. to lease most iPhone, Apple Watch, iPad, and Mac models. While the program is offered by Apple, the leasing is handled by financing company Klarna.
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 A shortage of memory chips has impacted the entire computer market, affecting Macs and PCs alike. Apple and other companies have raised prices, but Apple is better positioned than its competitors. Machines like the Mac mini and the Mac Studio are in demand for on-device AI agent use, and Apple plans to take advantage by refreshing its Mac lineup across 2026 and 2027.
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