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Middle East crisis live: Iran launches strikes on US bases in Gulf; oil prices drop after Trump ‘peace plan' report The GuardianIran's military rejects Trump's talk of negotiation, as Israel and Iran launch airstrikes ReutersIran war updates: Trump claims talks ongoing, Iran hits central Israel Al Jazeera
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Deal to fund DHS falters amid bipartisan pushback AxiosTop Senate Republicans push plan to end DHS shutdown, but obstacles remain CNNLong TSA wait times persist despite ICE deployment as a potential deal to end the shutdown takes shape: Latest updates YahooDHS funding proposal falls flat as Democrats, conservatives and Trump raise doubts Politico
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Japan conveys regrets to China after arrest of soldier over alleged break-in at Chinese embassy AP NewsChina protests to Japan about Tokyo embassy break-in ReutersJapanese Self-Defense Member Arrested After China Embassy Breach Bloomberg.comJapan calls GSDF officer's break-in at Chinese Embassy ‘deeply regrettable' The Japan TimesChina protests
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Carolina Announces Leadership Change In Men's Basketball Program University of North Carolina AthleticsWho's next at UNC? Potential candidates to replace Hubert Davis, their priorities ESPNHubert Davis out as North Carolina's head coach Yahoo SportsUNC men's basketball fires head coach Hubert Davis Daily Tar Heel
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Nancy Rothbard, Deputy Dean, Professor of Management at the Wharton School, and Co-Academic Director of the Owner-President-CEO Program, explains how leaders can navigate accelerating change by fostering clarity, managing emotional signals, delegating decision-making, and developing the next generation of leadership. Hosted on Acast. See acast.com/privacy for more information.
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Army paratroopers ordered to Middle East as U.S. weighs next move in Iran conflict The Washington PostIran War Live Updates: Pentagon Orders 2,000 Airborne Troops to Middle East The New York TimesThousands of Marines to Arrive in Centcom the Same Day as Trump's Iran Deadline WSJApproximately 1,000 US soldiers preparing to deploy to the Middle East to be available for Iran operations CNN
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Democrat Emily Gregory Wins Florida Special Election in Mar-a-Lago's District The New York TimesDemocrat Emily Gregory will flip deep-red Florida House district that includes Mar-a-Lago, CNN projects CNNDemocrat wins special election in Mar-a-Lago district Financial TimesDemocrats flip seat in Florida state house in district that includes Trump's Mar-a-Lago The Guardian
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JPMorgan Chase CEO Jamie Dimon issued an optimistic viewpoint on Middle East peace, weeks into the war with Iran.
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Iranian strikes on Qatari natural gas complex send US and European markets reeling
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Effective retirement planning reaches beyond investments and the numbers related to various accounts a person owns. First, it's about understanding the scope of one's future financial needs and goals. And from that framework, it's about putting all areas of the plan together so that they complement one another and function as an integrated whole.
SEE MORE Find Out in 5 Minutes If You Have Enough to Retire
Sometimes the financial world can seem segmented to clients, with professionals designated as experts in just one area of the plan — investments, insurance, taxes, estate planning, etc. But holistic financial planning includes and ties together every aspect pertinent to the retirement strategy. It analyzes and seeks to optimize each part of a person's plan by making those pieces work together congruently.
One way to think about holistic planning is that most people have several pieces that comprise their retirement puzzle, and they all need to fit together to form a complete picture. But I find when talking about holistic planning in seminars, it's eye-opening for people because they really haven't thought about it in that context. Here are the fundamental elements in most people's retirement situations:
Social SecurityTax planning
Medicare
Investments (401(k) plans, Roth IRAs, nonqualified accounts, etc.)
Income plan (mapping out a strategy for how to use your money)
Estate plan
All those pieces need to function together. You can't maximize your situation if you're looking at each of those aspects in a vacuum.
Putting the pieces together: Starting with Social Security
You have to view Social Security in the context of three of the bullet points mentioned above: investments, income plan and tax planning. You also have to figure out how
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