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Live updates: Iranian source says US initiated ‘outreach' to end war, as Israel and Tehran continue to trade strikes CNNMiddle East crisis live: Trump claims Iran has agreed ‘never' to have a nuclear weapon as US reportedly sends thousands more troops The GuardianU.S. awaits Iran's response on peace summit as Israel watches warily AxiosTrump says peace talks progressing as Iran officials deny negotiations The Washington Post
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USC cancels gubernatorial debate amid uproar over candidates of color being excluded Los Angeles TimesCalifornia Governor Debate Canceled After Criticism Over Lack of Diversity The New York TimesUSC cancels Calif. governor debate after excluding candidates of color SFGATECalifornia governor debate abruptly canceled amid controversy over who was invited to attend Orange County Register
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Minnesota officials filed a federal lawsuit against Trump administration over 3 shooting deaths AP NewsMinnesota suing DOJ, DHS for refusing to share evidence in Metro Surge shootings of Good, Pretti 5 EYEWITNESS NEWSMinnesota sues Trump administration over evidence in shooting deaths of Alex Pretti and Renee Good CNNState Prosecutors Sue for Evidence in Shootings by Immigration Agents The New York Times
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Airport disruptions abound as senators chase deal to end Homeland Security budget standoff AP NewsTop Senate Republicans push plan to end DHS shutdown, but obstacles remain CNNReporter's Notebook: GOP eyes DHS deal funding ICE probes, but not removals, as shutdown drags Fox NewsSenate Republicans believe they have a solution to reopen DHS and end airport chaos NBC N
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Trump says peace talks progressing as Iran officials deny negotiations The Washington PostLive updates: Iranian source says US initiated ‘outreach' to end war, as Israel and Tehran continue to trade strikes CNNU.S. awaits Iran's response on peace summit as Israel watches warily AxiosTrump Delays Threat to Iran, but War Negotiations Are in Early Stage The New York TimesIs Trump Actually Having ‘Very Good' Talks With Tehran? The Atlantic
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JPMorgan Chase CEO Jamie Dimon issued an optimistic viewpoint on Middle East peace, weeks into the war with Iran.
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Americans' tax refunds are averaging about $350 higher than this time last year but so far running well below the extra $1,000 President Donald Trump promised.
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Effective retirement planning reaches beyond investments and the numbers related to various accounts a person owns. First, it's about understanding the scope of one's future financial needs and goals. And from that framework, it's about putting all areas of the plan together so that they complement one another and function as an integrated whole.
SEE MORE Find Out in 5 Minutes If You Have Enough to Retire
Sometimes the financial world can seem segmented to clients, with professionals designated as experts in just one area of the plan — investments, insurance, taxes, estate planning, etc. But holistic financial planning includes and ties together every aspect pertinent to the retirement strategy. It analyzes and seeks to optimize each part of a person's plan by making those pieces work together congruently.
One way to think about holistic planning is that most people have several pieces that comprise their retirement puzzle, and they all need to fit together to form a complete picture. But I find when talking about holistic planning in seminars, it's eye-opening for people because they really haven't thought about it in that context. Here are the fundamental elements in most people's retirement situations:
Social SecurityTax planning
Medicare
Investments (401(k) plans, Roth IRAs, nonqualified accounts, etc.)
Income plan (mapping out a strategy for how to use your money)
Estate plan
All those pieces need to function together. You can't maximize your situation if you're looking at each of those aspects in a vacuum.
Putting the pieces together: Starting with Social Security
You have to view Social Security in the context of three of the bullet points mentioned above: investments, income plan and tax planning. You also have to figure out how
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Most artificial intelligence (AI) efforts fail. They don't fail because of the tool, the core software, or bad data. They fail because they don't integrate with business and wind up being more of a hindrance than a help.
This isn't just an AI problem; it's true of most forms of automation. Projects fail because the people building the solution have no clue about the actual goal, the nature and dependencies of their current operations, or even whether those operations are optimized. (In some ways that last one suggests an AI failure might be more beneficial - if you have a bad process in place, the last thing you want to do is speed it up!)
To achieve success, you first need to fix the process or operation, fully define it, set forth a set of achievable goals for the AI project and staff, and then execute on it. That's why I'm fascinated by BCG, a consultancy that is increasingly focused on AI; its tactics evolved out of efforts to help companies improve operations with a strategic goal in mind.
To read this article in full, please click here
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 A defacto lockdown in the United States has lasted longer than expected despite a rollback in some restrictions on mobility, pointing to a deeper-than-expected contraction in gross domestic product in the second quarter, the IMF said on Thursday.
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