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OPEC, Allies Hike Output Again as Hormuz Traffic Starts Recovering WSJOil Prices Are Falling, but OPEC Plus Pledges to Pump More The New York TimesOPEC set to approve another oil output increase, sources say CNBCOPEC Ratifies Planned Oil Quota Hike as Gulf Flows Rebound Bloomberg.com
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Kojima Mourns the Death of PlayStation Discs in 2028, but Warns Cloud Gaming Is the Real Nightmare Ahead WccftechPhysical disc production ending in January 2028 for new games releasing on PlayStation consoles PlayStation.BlogSony's PlayStation disc factory is already being repurposed The VergePlayStation Just Struck A Hammer Blow To Game Preservation Engadget
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The Voyager 1 probe, launched in 1977, is now so far from Earth that a radio signal travelling at the speed of light takes over 22 hours to reach it, and it is still sending data back from interstellar space on a power source the size of a car battery Space DailyVoyager 1 launched in 1977 on a four-year mission, and in November 2026, nearly half a century later, it will become the first object ever to reach one light-day from Earth — so distant that a signal now takes a full 24 hours to cross the emptiness back home 19FortyFive
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Food-borne parasite infections triple in Michigan. What you should do Lansing State JournalClusters of Severe Stomach Illness Reported Across the U.S. The New York TimesDiarrhea-causing parasite that can contaminate raw produce causing misery across several states CNNExplosive diarrhea? Why cyclosporiasis may not be to blame Lansing State Journal
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Ukraine strikes oil terminals near St. Petersburg in Russia DW.comUkraine hits major oil terminal in Russia's St Petersburg BBCUkrainian drones hit St Petersburg oil terminal and nearby port The GuardianUkraine proves it can hit Russia almost anywhere Axios
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I don't ignore my retirement accounts, but I consider myself mostly a set-it-and-forget-it investor. I prefer to pick an investment strategy, arrange automatic contributions and then sit back without tinkering much with my portfolio. For that reason, I used a target-date fund in my 401(k) when I had one (I'm self-employed now). My husband invests in a fund with a 2050 target date through his employer plan.
A target-date fund aims to create an appropriate investment mix for the investor's age and approximate retirement date. A fund designed for someone with many years until retirement includes a high proportion of stocks for growth. Over time, the fund regularly rebalances, allocating a greater percentage of assets to less-risky, income-producing investments, such as bonds, as retirement nears.
We're far from alone in our preference for target-date funds. Among 401(k) participants in their twenties, 54% of their assets were in target-date funds at the end of 2019, and investors in their thirties had 45% of assets in target-date funds, according to a study from the Investment Company Institute and Employee Benefit Research Institute. Many large employer plans automatically enroll employees and use target-date funds as the default investment choice.
SEE MORE PODCAST: The Pros and Cons of Target Date Funds with Tony Drake
Evaluating Your Plan.
Target-date funds are attractive for their simplicity. But if you're dissatisfied with your plan's target-date offerings or have the appetite to construct a customized portfolio, you can typically select among a menu of several other investment options. If you have decades to go until retirement, you may want to dedicate 80% to 90% of your portfolio to stocks. I
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When you choose a productivity platform like Microsoft 365/Office 365 or Google Workspace (formerly G Suite), the main focus is on the platform's functionality: Does it do the job you need?To read this article in full, please click here
(Insider Story)
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 Northern Trust Corp's decision to liquidate a $1.8-billion prime money market fund was seen as an outlier event by industry analysts on Wednesday, but one that could portend more problems depending...
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