|
Renewable energy outpaces coal for electricity generation in historic first, report says NPRAs Trump champions fossil fuels, the world is betting on renewable energy Grist.orgSomething extraordinary just happened The Crucial Years | Bill McKibbenWorld Nearing 'Crucial Turning Point' as Clean Energy Outpaces Power Demand NewsweekEarly Signs of a ‘Turning Point' as Renewables Edge Out Coal The New York Times
|
|
Interstellar Object 3I/ATLAS May Be A 10-Billion-Year-Old Time Capsule From An Earlier Age Of The Universe IFLScienceESA's ExoMars and Mars Express observe comet 3I/ATLAS European Space AgencyComet 3I/ATLAS is losing water 'like a fire hose' on full blast, 'rewriting what we thought we knew' about alien star systems Live Science
|
|
Delta Predicts Premium Seat Sales to Overtake Economy as Soon as 2026 The Wall Street JournalDelta says premium travel is set to overtake coach cabin sales next year CNBCDelta reports strong Q3 earnings, CEO sees 'significant improvement' in revenue outlook Yahoo FinanceDelta Air Lines announces September quarter 2025 financial results Delta News Hub
|
RELATED ARTICLES | | |
|
Blue Jays' Bullpen Masterclass Ends Yankees' Season Sports IllustratedBlue Jays 5-2 Yankees (Oct 8, 2025) Final Score ESPNBlue Jays prove they're top dog, clinch ALCS berth in the Bronx MLB.comMLB playoffs 2025: Blue Jays eliminate Yankees while Cubs, Tigers and Phillies all survive in Division Series Yahoo SportsToronto Blue Jays knock out New York Yankees to reach first ALCS in nine years CNN
|
|
If you're looking for a haven for your money, with a three-year fixed-rate annuity, you can choose one paying 2.00% annually or one paying 4.25%! Other than the rate, the two products are quite similar.
If you're shopping for a five-year guarantee, available rates range from 2.60% to 4.65%, according to AnnuityAdvantage's database of annuity rates.
SEE MORE Annuities Rising in Popularity
Rates on annuities with the same term vary hugely. If you don't shop around, you'll almost certainly earn far less interest than you could. Unfortunately, many local annuity agents represent only a few annuity companies, sometimes just one.
Before I offer tips on how to shop around, here's some background:
A fixed-rate deferred annuity (also called a multiyear guarantee annuity, or MYGA) resembles a bank certificate of deposit. It also pays a guaranteed rate of interest for a set term. Unlike CDs, annuities are tax-deferred. Issued by insurance companies, annuities aren't federally insured like CDs, but state-mandated guaranty associations offer a level of protection.
While the rate isn't the only factor in choosing an annuity, it is the single most important thing when other factors are equal. Here are the key considerations.
How long will your money be committed?
The term is the length of the annuity guarantee period. Most multiyear annuities go from two to 10 years.
Longer-term annuities usually pay more than shorter-term ones. But today, rate differences are not large. For instance, the top three-year an
|
|
