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U.S. to withdraw 5,000 troops from Germany in next 6-12 months NPRUS withdrawing 5,000 troops from Germany after chancellor criticized war with Iran CNNGermany says it foresaw Trump's withdrawal of US troops as row over Iran comments grows - live The GuardianTrump to downsize U.S. military presence in Germany The Washington PostHegseth orders withdrawal of 5,000 US troops from Germany Politico
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Where emergency visits for tick bites are highest in the United States The Washington PostWisconsin could be in for ‘a big year' for Lyme disease as tick bites soar WPRDane County sees surge in tick-related urgent care visits Channel 3000Early tick surge has CDC and pest pros on high alert Valley News Live
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Trump Threatens Higher Tariffs on European Cars The New York TimesEU trade official calls Trump tariff threat ‘unacceptable' after president says trucks and cars will face 25% levy - US politics live The GuardianTrump says he will hike tariffs on EU cars to 25% BBCLive Updates: Trump Threatens EU With Higher Car Tariffs, Republicans Grow Impatient With Iran War and More The New York Times
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The impact investing platform, Kiva (www.kiva.org), was designed to do just that. A U.S. non-profit that has lent over $1.7 billion to small businesses and individuals, Kiva investors crowdfund loans to entrepreneurs who often lack access to banking services. Loans typically cover the cost of buying a machine to increase food or textile production, supplies for expanding a small general store, or seeds for farmers.
Kiva was originally designed to benefit people in low-income countries but expanded to the U.S. in 2011. That means you can invest in a weaving coop of Indigenous women in Guatemala, or a mother of five in Atlanta hoping to expand her beauty products business.
The most important question is whether Kiva delivers positive impact and high-quality loans. The organization certainly engages in best practices for its industry. Kiva has garnered the highest rating (four out of four stars) from Charity Navigator. Kiva partners with grassroots organizations that often provide financial literacy and other services, helping borrowers avoid over-indebtedness. And Kiva carefully vets these partners. Many loans are also matched by foundations or banks.
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Determining the actual benefit of impact loans is tricky though; most impact investment firms point to their default rates and partner quality. Determining how many borrowers have improved their income, health, or education i
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