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For China, President Trump's moves to loosen chip controls, soften U.S. rhetoric and stay silent on tensions with Japan amount to a rare string of strategic gains.
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Trump announces pardon for Tina Peters, increasing pressure to free her though he can't erase state charges CNNTrump pardons jailed ex-Colorado election official Tina Peters, but she was charged in state court CBS NewsTrump claims to have ‘pardoned' imprisoned Mesa clerk Tina Peters Colorado Public RadioTrump Symbolically Pardons Tina Peters, Colorado Clerk Convicted of Election Tampering The New York Times
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Broadcom Shares Slide After Investors Seek Bigger AI Payoff Bloomberg.comBroadcom beats on earnings and revenue, says AI chip sales will double in current quarter CNBCBroadcom Inc (AVGO) Q4 2025 Earnings Call Highlights: Record Revenue and AI Growth Propel ... Yahoo FinanceBroadcom Shares Sink Despite Record Revenue The Wall Street JournalBroadcom (AVGO): Earnin
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Kristi Noem Testifies Before House Panel Amid Immigration Crackdown The New York TimesHomeland Security Secy. Noem Testifies Before Congress C-SPANNoem confronted by House Democrats, including about allegedly removing veterans from U.S. CBS NewsKristi Noem asked to explain veteran deportation during House hearing USA Today
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A recent PitchBook report reveals steep downward trend.
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Philip Rivers's unretirement, at age 44, probably feels familiar to the growing number of retirees — including FIRE members — who return to work. And it's often not about money.
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Effective retirement planning reaches beyond investments and the numbers related to various accounts a person owns. First, it's about understanding the scope of one's future financial needs and goals. And from that framework, it's about putting all areas of the plan together so that they complement one another and function as an integrated whole.
SEE MORE Find Out in 5 Minutes If You Have Enough to Retire
Sometimes the financial world can seem segmented to clients, with professionals designated as experts in just one area of the plan — investments, insurance, taxes, estate planning, etc. But holistic financial planning includes and ties together every aspect pertinent to the retirement strategy. It analyzes and seeks to optimize each part of a person's plan by making those pieces work together congruently.
One way to think about holistic planning is that most people have several pieces that comprise their retirement puzzle, and they all need to fit together to form a complete picture. But I find when talking about holistic planning in seminars, it's eye-opening for people because they really haven't thought about it in that context. Here are the fundamental elements in most people's retirement situations:
Social SecurityTax planning
Medicare
Investments (401(k) plans, Roth IRAs, nonqualified accounts, etc.)
Income plan (mapping out a strategy for how to use your money)
Estate plan
All those pieces need to function together. You can't maximize your situation if you're looking at each of those aspects in a vacuum.
Putting the pieces together: Starting with Social Security
You have to view Social Security in the context of three of the bullet points mentioned above: investments, income plan and tax planning. You also have to figure out how
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