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MarketWatchOct 09, 2025
The bull market is turning 3 years old. Here's where stocks are likely headed next.
What began as a tech-driven rally has started to broaden out. According to some on Wall Street, that should help power indexes like the S&P 500 even higher.

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Government shutdown live updates Trump vows military will be paid, Senate rejects deals - USA Today
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Here Are the New Tax Brackets for 2026, Adjusted for Inflation
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KiplingerSep 23, 2022
Looking for the Best Rate on a Fixed Annuity? Shopping Around Really Pays Off
If you're looking for a haven for your money, with a three-year fixed-rate annuity, you can choose one paying 2.00% annually or one paying 4.25%! Other than the rate, the two products are quite similar.

If you're shopping for a five-year guarantee, available rates range from 2.60% to 4.65%, according to AnnuityAdvantage's database of annuity rates.

SEE MORE Annuities Rising in Popularity Rates on annuities with the same term vary hugely. If you don't shop around, you'll almost certainly earn far less interest than you could. Unfortunately, many local annuity agents represent only a few annuity companies, sometimes just one.

Before I offer tips on how to shop around, here's some background:

A fixed-rate deferred annuity (also called a multiyear guarantee annuity, or MYGA) resembles a bank certificate of deposit. It also pays a guaranteed rate of interest for a set term. Unlike CDs, annuities are tax-deferred. Issued by insurance companies, annuities aren't federally insured like CDs, but state-mandated guaranty associations offer a level of protection.

While the rate isn't the only factor in choosing an annuity, it is the single most important thing when other factors are equal. Here are the key considerations.

How long will your money be committed? The term is the length of the annuity guarantee period. Most multiyear annuities go from two to 10 years.

Longer-term annuities usually pay more than shorter-term ones. But today, rate differences are not large. For instance, the top three-year an

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