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Jalen Brunson scores 30 and Knicks finish on 11-0 run, steal Game 1 from Spurs with 105-95 win AP NewsBrunson keys late surge as Knicks steal Game 1 in San Antonio ESPNJalen Brunson takes over as Knicks surge past Spurs in Game 1 of NBA Finals The New York TimesWhere to Watch Knicks vs. Spurs in 2026 NBA Finals Live Online The Hollywood ReporterKristian Winfield: The Knicks
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US House passes Iran war powers resolution in rare pushback against Trump Al JazeeraHouse votes to limit Trump's Iran war powers in remarkable rebuke CNNThese Republicans Broke With Trump on the War in Iran The New York TimesRepublican-Led House Votes to Stop Iran War, Rebuking Trump Bloomberg.com
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Plenty of retirees like to give back to their communities through charitable donations, but questions often arise over the best way to do that.
What approach is efficient, provides the tax benefits you're after, and also is advantageous for the charity that's on the receiving end?
SEE MORE Ever Dream of Having a Building Named After Yourself?
One possibility is a qualified charitable distribution (QCD), a tax-savvy way to reduce your taxable income and maximize your donations whether you itemize deductions on your tax return or not. An added bonus is that the benefits can be large for both the donor and the charity.
Here's How QCDs Work
A QCD is a distribution from an IRA that is paid directly from that retirement account to a qualified charity. QCDs lower your adjusted gross income (AGI) and therefore lower your tax bill. They can also offset required minimum distributions (RMDs), those withdrawals you must take from your IRA each year once you reach age 72. An RMD adds to your income, raising the amount of taxes you pay, but a QCD is excluded from your income. So, for example, if you withdrew $50,000 from your IRA as an RMD, you would pay taxes on that money. But if that same $50,000 was used as a QCD instead, you avoid the taxes while helping a charity at the same time.
SEE MORE Every Dollar Counts: How to Evaluate a Nonprofit
Taxpayers can benefit from QCDs even when they take the standard deduction and do not itemize their deductions. Meanwhile, even though a QCD doesn't count as an itemized deduction, tax
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